Our Services

At Golden Financial Group, we specialize in working only with retirees, or those very near retirement. This allows us ample time to keep up to date with all of the issues facing today's retirees. Today there are more challenges than ever to maintaining a secure retirement. Below are the areas of focus in our practice in which we are able to assist clients in achieving their financial goals.

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IRA Planning:

We will work closely with you to educate you on the important rules regarding IRA accounts. When it comes to planning for the distribution of assets currently held in IRA accounts, there are a number of potential hazards that can cost you thousands in penalties and unnecessary taxation. We will help you navigate these pitfalls and ensure your IRAs remain intact for you and your beneficiaries.

Medicaid Planning:

By staying current with todays laws as it relates to Medicaid Planning we are able to help clients avoid Medicaid spend down, and state seizure of assets in the event of Long Term Care. While not everyone needs long term care insurance, the costs of long term care can be devastating to a solid retirement plan, and therefore warrants consideration as part of any financial plan.

Estate Planning:

For our clients Estate Planning is planning to safely pass their assets to the Church, charity or family members they want their assets to go to upon their demise, while avoiding probate, and avoiding taxation. By working with the country's most respected and sought after estate planning attorneys, we are able to help our clients plan to leave the legacy they would want, with out worrying about Uncle Sam ending up with most of their estate.

Tax Reduction:

By focusing on the taxes that impact today's retirees and working with the CPAs we have on our team, we are able to help our clients reduce and or eliminate taxes in a number of areas. For example, taxes due on Social Security income, taxes on interest bearing accounts, federal estate taxes, and taxes on IRAs. The IRS is constantly changing the tax laws as we know them, therefore it is important to work with a team of professionals, to help manage those taxes.